October 12, 2014

Earning 5x Ultimate Rewards Points from Chase Ink Cards

It must be the morning of 5x.  The Chase Ink Business Cards (Bold and Plus) provide an excellent opportunity to earn a ton of valuable Ultimate Rewards points.  I've had an Ink Bold card for a couple of years now and while I don't keep the card in my wallet, I will grab it out of my CC stack for a couple of key use cases:

1)  I leverage my Ink card for all of our cable, internet, and cell phone monthly bills.  That amounts to roughly $350/month and is all recurring billing so I don't even have to remember to use the card.  That earns an easy 1,750 Ultimate Rewards points.

2)  If I'm going to an office supply store (i.e. Staples or Office Depot) I will bring my Ink Card.  If I'm buying something online from these stores, I will use my Ink Card through a shopping portal.  I spend around $200/month on gift cards to maximize my earning on everyday spend.  That is another 1,000 Ultimate Rewards points each month.




Leveraging these techniques, I'm earning over 33,000 Ultimate Rewards points per year.  I value those points at around $660 so more than paying for the $95 annual fee.  This is a card that I will keep (vs. get rid of)  year after year.

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