June 14, 2015

What's in My Wallet - June 2015 Edition

It's been awhile since I've posted about the credit cards currently in my wallet.  I'm going to try and keep this up quarterly.  You can check out other posts here:

What's in My Wallet?  March 2015

What's in My Wallet?  October 2014

What's in My Wallet?  April 2014

Let me know if you have any questions in the comments below.

1)  Citi Prestige

I've yet to write about this card but have it on my list to do so.  I am almost done with the $3,000 minimum spend to earn the 50,000 Thank You point bonus.  While the card comes with a hefty $450 annual fee, you can easily make that up (and then some) as there's a $250 annual travel credit that credits automatically and can credit against air fare. So but a $250 ticket, get $250 credited back to your account.  I've already redeemed my credit for 2015 and will look forward to another $250 credit in January of 2016.

2)  Chase Freedom

The Chase Freedom card offers "rotating" 5x spend categories by quarter.  For this quarter (ending 6/30/15) Freedom is offering 5x at restaurants.  This is a pretty easy 7,500 points as it's not hard to spend $500 per month at restaurants when you include coffee, lunches, dinners, bars, etc...I'm pretty close to completing my 7,500 points and we're working on getting Emily there by 6//30 for a total of 15,000 bonus UR points this month.

3)  Chase Sapphire Preferred

All of my extra (not contributing to signup bonuses) travel and dining spend goes on the CSP.  I've had the card for over 3 years and gladly pay the $95 annual fee given my credit history, limit, and the earning power of the card.

4)  Amex Starwood Preferred Guest

This card is perpetually in my wallet and the card I leverage for all non-bonused spend.  So if I still have spend to hit a sign-up bonus (as I do above) I'll wait to put additional spend on this card until that's been complete.

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