April 9, 2016

What's in My Wallet April 2016

Here's an overview of what cards are currently in my wallet as of April 2016.

1) Chase Freedom

The Chase Freedom card offers "rotating" 5x spend categories by quarter.  For this quarter (ending 4/30/16) Freedom is offering 5x at grocery stores and warehouse clubs.  It seems the bonus will work at Costco.com so I'll be working towards earning my 7,500 bonus points via some online shopping.

2) Chase Sapphire Preferred

All of my extra (not contributing to sign-up bonuses) travel and dining spend goes on the CSP.  I've had the card for almost 4 years and gladly pay the $95 annual fee given my credit history, limit, and the earning power of the card.  

3) Amex Platinum

I actually don't put spend on the card at all (other than to earn the sign-up bonus) but have kept it in my wallet strictly for the benefits.  I recently used the card for Centurion lounge visits in Las Vegas and New York as well as an American Express Fine Hotels & Resorts booking.

4) Barclays Arrival Plus

This is actually the third time I've had this card from Barclays which will rebate $420 worth of travel expenses in the form of cash.  I've already used both of our Citi Prestige airline credits in 2016 so this card will provide additional cash back against future (hotel, airfare) out of pocket travel expenses.

5)  Starwood American Express

Any spend that isn't going towards reaching a signup bonus or isn't a category bonus goes on this card.  Despite the upcoming merger with Marriott, I am still valuing Starwood points at north of two cents.  So even at 1 point per dollar, I still feel like I'm getting a great return on spend.

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