Chase Sapphire Reserve Bonus Ending

As has been widely reported, the Chase Sapphire Reserve 100,000 point sign-up bonus is ending this week (1/12).  The bonus will drop to 50,000 bonus points and apparently will still be available in Chase branches through March.

I've had the card in my wallet since September and plan on keeping it in perpetuity.  This is the strongest (overall) points earning card on the market and is stocked with benefits that make the $450 annual fee pretty easy to overcome for nearly all situations.

Use your Chase Ultimate Rewards for free nights at the Park Hyatt Maldives

The $300 annual travel credit effectively lowers the annual fee to $150.  If you spend $1,000 on travel and dining per month, you'll earn an extra 12,000 Chase Ultimate Rewards points per year over the Chase Sapphire Preferred (2x) card.  That is worth nearly $240 in my book and far more than the difference in annual the leftover ($150 for Reserve vs. $95 for Preferred) annual fee.

If you're been considering a new credit card or had your eye on the Chase Sapphire Reserve, now is the time to apply!